Condo Water Damage Lawyer

In florida water and mold damage to the drywall of the walls and ceiling of condominium units is a frequent problem.

Condo water damage lawyer.

And as a former insurance defense. Although each condominium has its own rules. According to the insurance information institute iii homeowners policies like condo insurance may help cover water damage caused by burst pipes rain and ice dams it may not cover sewer or drain backups or flooding which would require additional coverages or policies. The condo association will likely be responsible for the common elements.

Any resulting interior damage is the unit owner s responsibility as outlined under 718 111 11. A board certified specialist in condominium and planned development law. First you or an attorney should review the applicable state law and the condominium documents. The result can vary depending on your state law your condominium documents your association s master insurance policy coverage and the facts of the case.

Water damage in a condominium is one of the most complex problems to address. Flooding and heavy rain can do serious damage to your property and can cost thousands of dollars or more to repair. Evan has represented clients whose condos have sustained water damage and has sued his client s insurance companies neighbors and hoa in order to obtain fair and full compensation. But the owner s condo unit insurance policy should cover all damage not covered by the association s policy.

Accordingly in most cases when water damage is sustained as a result of a flood windstorm. When unit owners bring water and mold damage issues to the attention of the condo association many associations usually try to point the finger at someone else. Call us now for help with condo water damage in chicago or the suburbs. Determining who is liable for condo water damage can be a tricky task as it depends on the precise cause of the damage.

It depends on the source of the water damage. If it resulted from shoddy building maintenance or neglected repairs the hoa may be liable. Is my hoa responsible for water damage. He s unwilling to leave stones unturned.

The law may offer protection against some types of water damage depending how the damage occurred. Condo associations maintain insurance to cover common areas in the complex. If the damage results from the other owner failing to maintain or timely fix a foreseeable known issue then different rules apply. This would also hold true for leaks from the upstairs condo that affect your unit.