Credit Score To Get Approved For Chase Sapphire

Data points from people applying for the chase sapphire preferred.

Credit score to get approved for chase sapphire.

Most chase sapphire reserve cardholders have excellent scores over 720 with an average of around 750. This is because the credit score. My utilization is at 5 or less all the time so this big limit modest spend makes my score look pretty good. I don t recall my credit score but i got approved for 20 of my annual income.

Credit score required for the chase sapphire reserve. The chase slate credit card is a minimalist card with no rewards and relatively few perks. This reflects the correlation between credit score and initial credit line. I wish it was a bit heavier for the status oompf.

The average credit score of people who were approved for the chase sapphire preferred is 740 which sits squarely in the excellent rating category. So if you ve opened at least 5 new credit card accounts in the last 24 months it is extremely unlikely you would be approved for the chase sapphire preferred card. When you 39 re not sure which chase credit cards you 39 ll be able to get start by learning how you can find out if you 39 re preapproved for any of them. The chase sapphire reserve has slightly stricter approval requirements than its little brother the chase sapphire preferred card reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher.

There are multiple credit scores available. Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card. Credit score required for the chase sapphire preferred. The chase sapphire preferred card is one of those cards affected by this rule.

Firstly a credit score is not the only deciding factor so don t panic if yours isn t quite where you d like it to be. Although the chase sapphire preferred is considered a great beginner card and is easier to be approved for than the chase sapphire reserve y ou re not likely to get approved if you re just starting out or only have one credit card to your name. For approved applicants with credit scores of 750 or higher the average initial credit line is 22 429. Your overall credit score is just 1 part of the equation.

But people have also reported being approved with good credit scores under 700 some even as low as 650. The average initial credit line for chase sapphire reserve cardholders is 22 429 but that number varies for different fico score ranges. I d recommend applying for one of these cards first if you re just starting to build. I went to chase office on a random day and decided to apply.