Downgrade Chase Sapphire Reserve To Preferred

That s because you re now only allowed one sapphire branded card at a time.

Downgrade chase sapphire reserve to preferred.

You can downgrade the chase sapphire preferred to the no annual fee version of the sapphire. This is the one sapphire card you can t apply for online or even in branch and can only get via a downgrade product change. Folks like reader shirley who have the sapphire preferred and sapphire reserve cards can consider downgrading the sapphire preferred to a no annual fee card. Yes you can upgrade from chase sapphire preferred to chase sapphire reserve by phone dial the number on the back of your existing chase credit card or online through a secure message in your.

It s been back in my wallet and staying put. It makes sense because the preferred offers a similar card structure with a much more manageable annual fee. There are a hand full of product change downgrade possibilities for the sapphire preferred. If you now want to apply for the chase sapphire preferred card for its 80 000 point bonus after you spend 4 000 on purchases in the first 3 months after account opening you must first downgrade the sapphire reserve.

This way you can save 95 a year by not having to pay the sapphire preferred annual fee. Sending a secure online message through your chase account works too. I can earn 1 5x ultimate rewards on all non bonused spending. I downgraded my reserve to a preferred and i m keeping it that way.

I downgraded my chase sapphire preferred to a chase freedom which has no annual fee because i recently got the ink business preferred credit card which has some overlapping benefits and spending categories. I still think the chase sapphire preferred is one of the single best overall cards on the market. Photo by riley arthur for the points guy this is probably the most common plan i ve seen for getting rid of the chase sapphire reserve. I first picked up a sapphire preferred back in 2013 and downgraded it to a freedom in 2017 when i got a reserve.

Downgrade the sapphire preferred to either the chase freedom flex sm or chase freedom unlimited both of which have no annual fees and potentially offer 1 5 5x points per dollar spent downgrade the ink preferred to either the ink business cash credit card review or ink business unlimited credit card review which also both have no annual fees and potentially offer 1 5 5x points per dollar spent. To downgrade from chase sapphire preferred and its 95 annual fee to chase freedom and its 0 annual fee call customer service at 1 800 432 3117 and request a product change. By downgrading the sapphire preferred card to the chase freedom unlimited i kept the four year account and the 8 000 credit limit intact. Downgrade to a no annual fee sapphire.